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	Paying for College Start saving, but more importantly, start your research: Use the resources below to identify how much it is going to cost (don't forget about fees, books, room and board, and spending money on top of tuition expenses), available financial aid and how to apply/qualify for it, and a sound plan for managing expenses and earning supplementary income while attending school. CollegeBoard: Pay for College CollegeBoard provides an extensive portal containing the latest information about college costs, scholarships, financial aid applications, education loans, and college financing. College Scholarships, Colleges, and Online Degrees The College Scholarships, Colleges, and Online Degrees page provides a free scholarship and financial aid search through links to over 40 free scholarship search websites. EduPass! Financial Aid (specifically for international students) EduPass! acts as a portal to available scholarships, organizations, and publications specifically geared towards international students wishing to finance higher education in the United States. FastWeb Fastweb offers a free, personalized scholarship search, as well as financial aid and scholarship tips. Federal Financial Aid for Students Student Aid on the Web, maintained by the US Department of Education, provides comprehensive information for both prospective and current students on how to apply for or repay federal loans for college. Federal Loan Programs GovLoans.gov provides information on loans from the US Department of Agriculture, the US Department of Education, the US Department of Housing and Urban Development, the US Department of Veterans Affairs, and the US Small Business Administration. International College Scholarships (specifically for international students) International students can search scholarships and access additional resources on financing higher education in the United States. International Education Financial Aid (specifically for international students) IEFA offers a comprehensive college scholarship search, as well as a wealth of information on financial aid, college scholarships, loans, and grants for international and US students wishing to study abroad. New York's College Goal Sunday College Goal Sunday is a volunteer program that helps students and families who need assistance in completing financial aid forms, with a particular focus on helping low-income, first-generation families. NY College Goal Sunday provides electronic resources for students & parents and hosts instructional events across the state. Scholarship Scams (US Federal Trade Commission) Unfortunately, in their efforts to pay the bills, many students and their families are falling prey to scholarship scams. The Federal Trade Commission cautions students on how to discover fraud. Smart Money Here, you'll find valuable information regarding college savings plans and different financial aid packages, including worksheets and calculators to compare various college savings plans. Student Direct Loans Find out more about the US Department of Education's Direct Loan program and get online borrower's counseling before applying. Student Guide to Financial Aid The Student Guide is a downloadable resource on student financial aid from the US Department of Education. US News and World Report - Paying for College Browse a plethora of information and tips geared towards both students and parents.


	Financial Literacy College is the perfect time to learn to better manage your personal finances and start building the strong credit history that you will need for your future. Below, you'll find links to Web sites that provide information on money management, handling credit and debt, and information on consumer protection. Financial Education Resources Directory The New York State Banking Department has a wealth of financial education fact sheets and other resources designed to help students manage loans and build a strong credit history. Financial Literacy & Education Commission A federal government Web site dedicated to helping Americans better understand their money. It offers information from 20 federal agencies about how to save, invest, and manage your money in order to achieve your personal goals. From Here to Financial Security (Federal Citizen Information Center) A consumer education project sponsored by Nations Bank and the Consumer Federation of America to help teach Americans better patterns of saving and investing for their futures.